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Closing Costs
Connecticut
By Lauren Auresto | Associate Real Estate Broker, BHGRE Gaetano Marra Homes | April 15, 2026 | Updated April 15, 2026
Connecticut sellers typically pay 7–9% of the sale price in closing costs — including real estate commission (typically 5–6%), Connecticut conveyance tax (0.75–1.25% depending on sale price), attorney fees ($800–$1,500), and any negotiated credits or repairs. Understanding these costs before listing allows sellers to calculate their net proceeds accurately and make informed decisions about pricing, timing, and negotiation.
Most Connecticut sellers focus on the sale price and are surprised by the difference between the sale price and what they actually net at closing. The costs are real, predictable, and worth understanding clearly before you list. The Full Cost Breakdown
Seller Closing Costs Connecticut — Every Line Item ExplainedReal Estate Commission
Typically 5–6% of the sale price, split between the listing agent and the buyer’s agent. On a $500,000 Connecticut home, commission is $25,000–$30,000. Commission is negotiable and varies by agent and transaction type. Lauren can discuss commission structure during the initial seller consultation. Connecticut Conveyance Tax
Connecticut charges a conveyance tax on real estate transfers. The rate is 0.75% on the first $800,000 of the sale price and 1.25% on the amount above $800,000. An additional municipal conveyance tax of 0.25% applies in most Connecticut towns. On a $500,000 sale, the combined state and municipal conveyance tax is approximately $5,000. Attorney Fees
Connecticut sellers retain a real estate attorney to supervise the closing, clear title, and transfer the deed. Attorney fees typically run $800–$1,500 for a standard residential closing. Complex transactions — estate sales, properties with title issues, short sales — may cost more. Title Search and Insurance
Sellers in Connecticut typically pay for a title search to clear any liens or encumbrances on the property. Costs vary by complexity but typically run $200–$500. Title insurance for the buyer’s lender is paid by the buyer in most Connecticut transactions. Prorated Property Taxes and HOA
Property taxes are prorated to the date of closing. If you have paid taxes for a period beyond your closing date, you receive a credit. If taxes are due and unpaid at closing, they are deducted. HOA dues (if applicable) are prorated similarly. For a current view of what Connecticut sellers are netting in today’s market, see watch Lauren’s latest market overview on YouTube. Net Proceeds Calculator
Estimating Your Connecticut Net ProceedsLauren provides every seller with a net proceeds estimate before listing. The calculation is: sale price minus mortgage payoff minus commission minus conveyance taxes minus attorney fees minus any agreed credits or repairs minus prorated taxes. For a $500,000 Connecticut home with a $200,000 mortgage, the rough net would be: $500,000 sale price minus $200,000 mortgage minus $30,000 commission (6%) minus $5,000 conveyance taxes minus $1,200 attorney minus $1,000 miscellaneous = approximately $262,800 net. Your specific numbers will vary — Lauren runs this calculation for every listing. Common Questions
Frequently Asked QuestionsWhat are typical closing costs for sellers in Connecticut?Connecticut sellers typically pay 7–9% of the sale price in total closing costs. This includes real estate commission (5–6%), Connecticut conveyance tax (approximately 1% combined state and municipal), attorney fees ($800–$1,500), title-related costs ($200–$500), and any negotiated buyer credits or repair costs. What is Connecticut conveyance tax?Connecticut’s conveyance tax is a state-level transfer tax on real estate sales. The rate is 0.75% on the first $800,000 of the sale price and 1.25% on amounts above $800,000. Most Connecticut municipalities also charge an additional 0.25% municipal conveyance tax. On a $500,000 sale, combined conveyance taxes are approximately $5,000. Do sellers pay closing costs in Connecticut?Yes — Connecticut sellers pay real estate commission, conveyance taxes, attorney fees, and any negotiated buyer credits or repair costs. Buyers pay their own closing costs (lender fees, title insurance, attorney fees, prepaid taxes). The total for sellers is typically 7–9% of the sale price. Can I negotiate closing costs when selling my Connecticut home?Real estate commission is negotiable between the seller and the listing agent. Conveyance taxes are set by state and municipal law and are not negotiable. Attorney fees and title costs have some variability by provider. The most significant variable in seller closing costs is commission — Lauren discusses this openly with every seller. How do I calculate my net proceeds from selling my Connecticut home?Start with your anticipated sale price. Subtract your mortgage payoff amount, real estate commission (typically 5–6%), Connecticut conveyance taxes (~1%), attorney fees (~$1,200), title costs (~$300), and any negotiated credits or repairs. The remainder is your approximate net proceeds. Lauren runs this calculation for every seller before listing to ensure pricing decisions align with financial goals. Key Takeaways
Connecticut sellers typically net 91–93% of the sale price after closing costs. The primary costs are commission (5–6%), Connecticut conveyance tax (~1% combined state and municipal), and attorney fees ($800–$1,500). Understanding these costs before listing allows accurate net proceeds calculation and informed decisions about pricing, timing, and negotiation. Lauren provides every seller with a net proceeds estimate before listing. Want to know exactly what you would net from selling your Connecticut home?
Lauren runs a net proceeds estimate for every seller before listing. A 30-minute conversation gives you the complete financial picture.
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Lauren Auresto
Connecticut Real Estate Specialist
BHGRE Gaetano Marra Homes
Quick Reference
Total Seller Costs 7–9% of sale price
Commission (typical) 5–6%
CT Conveyance Tax ~1% combined
Attorney Fees $800–$1,500
Best First Step Net proceeds conversation with Lauren
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